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信用組合
[shinyou kumiai] - credit unions

信用組合 (shinyou kumiai) refers to credit unions in Japan. These are cooperative financial institutions owned and operated by their members, who are typically individuals or small businesses within a specific community or industry. The primary purpose of a shinyou kumiai is to provide its members with affordable financial services, such as savings accounts, loans, and other banking services.

Unlike traditional banks, credit unions are not-for-profit organizations, meaning they prioritize the financial well-being of their members over generating profits. Any surplus income generated by a shinyou kumiai is usually reinvested into the organization or distributed to members as dividends. This community-focused approach helps promote financial inclusion and support local economic development.


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See Also

生年月日  [seinengappi] - date of birth

生年月日 (seinengappi) is a Japanese term that means "date of birth." When writing a date of birth in Japanese, the standard format is year, month, and day, in that order. The year is typically written in the Western calendar year format or using the Japanese era name.

For example, January 1, 2000, would be written as 2000年1月1日 or 平成12年1月1日 (Heisei 12 nen 1 gatsu 1 nichi), where "年" (nen) stands for year, "月" (gatsu) stands for month, and "日" (nichi) stands for day. This format is consistent across various official documents, forms, and records.

When filling out forms, it is important to use this format to ensure clarity and compliance with Japanese standards. It reflects the structured and precise nature of Japanese documentation practices.

Read more
新  [shin] - new

新 (shin) is a Japanese kanji character that means "new." It is commonly used as a prefix in various contexts to indicate something recent, modern, or newly introduced.

The character 新 can also be found in words like 新年 (shinnen), meaning "New Year," and 新製品 (shinseihin), meaning "new product." Its usage signifies innovation, freshness, and the introduction of new concepts or items. In business and everyday life, the concept of 新 is associated with progress and improvement, reflecting the importance of embracing change and new opportunities in Japanese culture.

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弔慰   [choi] - expressions of condolence or sympathy offered to someone who is grieving the loss of a loved one

弔慰 (choi) is a Japanese term that refers to expressions of condolence or sympathy offered to someone who is grieving the loss of a loved one. This concept is deeply rooted in Japanese culture and involves showing respect and support to the bereaved during their time of mourning.

Acts of choi can take various forms, such as sending condolence messages, offering flowers, attending the funeral or wake, and providing practical or emotional support to the grieving family. It is customary to offer a 弔慰金 (choikin), a monetary gift, to help with funeral expenses or as a gesture of support. These practices help to honor the deceased and offer comfort to those left behind, reflecting the values of compassion and communal solidarity.

The importance of choi in Japanese society underscores the significance of maintaining respectful and supportive relationships, particularly during life's most challenging times.

Read more

Frequently Asked Questions

信用組合 (shinyou kumiai) refers to credit unions in Japan. These are cooperative financial institutions owned and operated by their members, who are typically individuals or small businesses within a specific community or industry. The primary purpose of a shinyou kumiai is to provide its members with affordable financial services, such as savings accounts, loans, and other banking services.


Credit unions is 信用組合 (shinyou kumiai) in Japanese.




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