法人保険 (houjin hoken) is a Japanese term that translates to "corporate insurance" or "business insurance" in English. It refers to insurance policies that businesses purchase to protect against various risks and liabilities associated with their operations. Types of 法人保険 include property insurance, which covers damage to business property due to events like fire, theft, or natural disasters. Liability insurance protects against legal claims arising from accidents, injuries, or negligence. Business interruption insurance compensates for lost income and ongoing expenses if business operations are disrupted by an insured event. Employee benefits insurance includes health, life, and disability insurance for employees. These insurance policies help businesses manage risk, protect their assets, and ensure continuity in the face of unforeseen events.

健康保険料 (kenkou hokenryou) is a Japanese term that translates to "health insurance premium" in English. It refers to the amount of money that individuals or employers pay to a health insurance provider to maintain health insurance coverage.

In Japan, health insurance is mandatory, and premiums are typically deducted from employees' salaries. Employers often share the cost of these premiums with their employees. The premiums help cover the costs of medical services, treatments, and medications, ensuring that insured individuals have access to necessary healthcare without incurring significant out-of-pocket expenses.

The calculation of 健康保険料 is usually based on the insured person's income, with higher earners paying more in premiums. The collected premiums fund the health insurance system, allowing for the distribution of healthcare benefits to policyholders.

保証 (Hosho) refers to a guarantee or assurance provided to ensure that certain conditions or promises will be fulfilled. In Japanese legal and business contexts, hosho often involves a commitment by one party to take responsibility for the performance, quality, or obligations of another party.

There are various types of hosho, such as product warranties, service guarantees, and financial guarantees. For instance, a product warranty assures customers that a product will function as expected for a specified period, and if it doesn't, the manufacturer or seller will repair, replace, or refund it. In financial contexts, a guarantor may promise to pay back a loan if the original borrower fails to do so.